What to look for in any cyber insurance policy?
Posted: December 2, 2020
What to look for in any cyber insurance policy?You’ll know you have adequate cyber coverage when your cyber policy offers the following coverages: *Data Theft coverage *Data breach notification cost *Forensic Analysis to discover the amount of data stolen or damaged *Notification cost *Fines to pay the regulatory bodies and payment card industry *Crisis management cost *Public Relations/Reputational harm *Defense, settlement, and Court costs and expenses Above are just the bare minimum -... Read Article
How Ransomware Harms Your Business
Posted: November 20, 2020
How Ransomware Harms Your BusinessWhat if… You open your laptop tomorrow morning Your data is locked Can’t click on anything! A message pops up demanding $100,000 to restore your data! Could your business continue if you lost your data & ALL your backup? Do you have 100 thousand dollars to get it back? Even if you retrieve your backup data, would you have cash on hand to pay all... Read Article
Do I Need More Than Just General Liability Insurance?
Posted: November 19, 2020
Do I Need More Than Just General Liability Insurance?General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need. What Is... Read Article
Is My Event Big Enough For Special Event Insurance?
Posted: November 4, 2020
Is My Event Big Enough For Special Event Insurance?Special event insurance is not only for large events. This coverage is designed to protect you, the event holder, from liability, whether you are hosting a small wedding or a large company retreat. Coverage applies to third-party claims for bodily injury or property damage sustained during the event. Some special event insurance policies also provide cancellation coverage to reimburse you for lost deposits or other... Read Article
Beginner’s Guide To Workers’ Comp Insurance
Posted: October 19, 2020
Beginner’s Guide To Workers’ Comp InsuranceIf you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation... Read Article